Terms & Conditions Depend on Local Law
Our Terms & Conditions apply to every account action, from entering your phone number and completing verification to using the lobby and requesting a wallet transaction. Eligibility and access depend on local law, and you must confirm that your use is permitted where you are located
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in Indonesia. The rules also explain accurate account details, one account per person, acceptable device access, and our right to pause an account when verification or security checks remain incomplete. DANA, OVO, GoPay and QRIS appear as payment references only; the applicable transaction instructions are the
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ones shown after login. If you use bank transfer or a virtual account, keep the receipt and follow the account status shown in the cashier path. Reading these Terms & Conditions before opening an account helps you understand account closure, policy updates and how to ask
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us for clarification.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.